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Non-Bank Housing Loans Surge as Dollar Stablecoins Dominate AI Payments | August 13 2026

2026-08-13 3 Dailymotion

Episode Description:
Non-bank lenders are quietly outgrowing the regulated banking system in real estate risk.
Today's episode covers four stories from Korea's financial sector: non-bank deposit institutions' housing loans surging 47% in five years, four times faster than insurers, seven of eleven coin-market exchanges sitting on zero bitcoin trades for two years while their resale price quadruples, a new report showing 99% of AI agent payments settling in dollar stablecoins with no won-based alternative ready, and Kakao Bank's union launching a work-to-rule campaign over stalled wage talks.

Sources:
- Non-Bank Housing Loans Surge 47% in Five Years — Seoul Economic Daily, August 13, 2026
- Seven of Eleven Coin-Market Exchanges Show Zero Bitcoin Trades in Two Years — Seoul Economic Daily, August 13, 2026
- AI Agent Payments Are 99% Dollar Stablecoins, Report Warns — Seoul Economic Daily, August 13, 2026
- Kakao Bank Union Launches Work-to-Rule Campaign Over Wage Talks — Seoul Economic Daily, August 13, 2026

About AI PRISM:
AI PRISM is Seoul Economic Daily's WAN-IFRA award-winning newsroom AI series, delivering Korean economic news adapted for global audiences. Episodes are produced with AI assistance and reviewed by a human editor.

Tags:
#NonBankLending #HouseholdDebt #Stablecoin #VASP #KakaoBank #FinancialRegulation #KOSPI #AIPRISM #SeoulEconomicDaily #WANIFRA